Here’s the scenario:
Your mechanic calls and despite his initial estimate, your car’s going to need $3,000 worth of work to pass inspection.
You just opened to your mailbox to find out your condo board is assessing each unit owner an additional $1,000 this year.
Or maybe you just lost your job.
“OH CRAP!” @#*&%*!
This is my knee-jerk reaction to these kinds of things, and I’m guessing not far off from yours. And rightfully so. Its scary to come up against an unforeseen financial situation where you feel like you just flushed money down the toilet or you have no idea how you’re going to pay the bills.
The urge is to panic and to worry. To get tense.
Enter the four letter word:F E A R.
How am I going to pay for this?
Who’s going to pay the bills?!
Once you’ve had ample time to freak out, its time to do something to counter-act your conditioned reaction.
You can shift yourself out of fear mode to a better place with one of these methods:
1. Treat yourself.
Take a nice long, luxurious hot bath. Or, go get a manicure or better yet, do your own nails.
Go for a hike.
Make yourself a delicious dinner.
The point is to do something nice for yourself. Because treating yourself with care is a reminder of the ultimate truth: this is only a circumstance and what matters most is that you feel better. I’m not saying you’ll magically forget your money woes, but taking care of yourself is a step in the right direction.
2. Give something away.
Remember the 6 winter coats hanging in your closet? Pick the one you wear or like the least to give away. While you’re at it, scour your closet for other things you no longer need. Pack them up and bring it all over to your local good will.
Or, give a couple of bucks to the homeless guy you pass every day. It may feel weird to part with cold hard cash at a time like this. I know when I find myself in a financial jam, my initial instinct is to hold on to every dollar and every thing I own for dear life. But when I can focus on giving instead of loss and lack, I notice myself feeling a whole better, feeling really lucky for how much I actually have.
3. Move towards gratitude.
Think about it: what can you appreciate right now?
Go out and clean out your care that’s in need of costly repairs. Show it some love and clear out all the junk. Wipe down the dust. Wash it and make the windows sparkle. Think about how much you appreciate the fact that you have four wheels to get you around.
Sit down with some pen and paper and brainstorm all of the good things about the job you just lost. Maybe the friends you made. Skills that you can add to your resume. Or write about what’s good about being let go from it. No more 90 minute commute. Maybe the opportunity to move your career in a whole new direction. I guarantee that if you ponder it a bit, there’s always something good available to focus on.
Feeling through your conditioned fearful reaction and getting through to the other side has power. The truth us that how we feel and how we think creates our reality. Lack just breeds more lack. You’re not likely to create what you actually need if you wallow in fear and stay in a place of scarcity.
So fly in the face of fear and find a way to feel better. Put yourself in a better frame of mind, on the road to creating positive new things.